Toivo's Q3 business review was published 29 October, 2025. Please find result materials below.
Welcome to Toivo’s investor pages
Toivo is a Finnish real estate development and property owner that changes the value chain of real estate properties. Everything in Toivo begins with the customer and the environment. We want to offer the best customer experience in Finland.
Our business model, which spans the entire real estate development value chain, enables higher profitability and a broader revenue base than traditional real estate investment.
Strategy and financial targets
Toivo has added the Sell phase to its strategy, which is all about using equity more efficiently and reallocating it to the most profitable phases.
Market
We solve the space needs of both the public sector (state, municipalities and wellbeing services counties) and private operators by offering a range of flexible solutions.
Business model
Our business model is unique in that we combine the value chain of the residential real estate business, from development to construction, ownership, management and leasing to the sale of the completed property.
